April 2014 eJournal - Pg 6
If you are a part of a pre-paid legal plan, take a look at what is NOT covered by going back through the lead article and seeing how many on that team are actually not attorneys. From what I have seen of pre-paid legal plans, they only cover attorneys’ fees. You will have to pay for the experts, investigators and other parts of your legal defense.
Then there are the “insurance-backed” membership organizations, as well as the pure “insurance” plans, where if you are involved in a self-defense incident and are prosecuted or sued, you will have to carry the burden of hiring (and funding) your own legal team and then ask for those costs to be reimbursed afterwards if you get an acquittal.
Please understand that there are three possible outcomes to any trial: a “guilty verdict,” a “not-guilty verdict,” and a “no-verdict.” You get the “no-verdict” result if the judge declares a mistrial and you have to do it all over again, complete with a second round of legal costs. In the last few years, I have worked on four separate cases that resulted in hung juries: the “no-verdict” outcome. Sure, it’s better than being found guilty, but now the prosecution knows your defense and chances are better they will win at the second trial.
None of the insurance companies have even discussed what they will or will not do for their policy-holder in the event of a hung jury. The insurance company can refuse to pay if they don’t think the outcome is covered by the policy. You would have to sue them to try to get your money. Lastly, we have to face the obvious fact that the insurance company can decide to cease underwriting the self-defense policies anytime they want!
The third tier of legal aftermath providers are the ones purporting to be able to find you an attorney all across the nation after the self-defense incident occurs. Now, I know these companies do not have a staff of attorneys nationwide, but instead will likely rely upon their membership in the National Association of Criminal Defense Lawyers and their list of attorneys, and make some phone calls until they find an attorney to take your case. No vetting as to their knowledge of self-defense law or defending a self-defense case. Heck, a lot of NACDL members are very anti-gun (I know, I am an associate member). While they have some very good attorneys in their ranks, and even some great attorneys, you really have no clue at 3:00 a.m. in the county lock-up as to whom you are going to get.
If it seems like I spend a lot of time discussing this topic, it is because I do spend a lot of time discussing this topic. For most people reading this, membership in the Armed Citizens’ Legal Defense Network, Inc. is a tiny aspect of their daily lives. But for me, it is my life’s work! I am fixated on making the Network the best it can be. There is never a day that goes by when I am not thinking on how to make the Network better. Even when I am out hunting, riding a motorcycle across the fruited plain, on the golf course or in the boat, the Boots on the Ground (http://www.armedcitizensnetwork.org/boots-on-the-ground) phone is with me, and a hundred little details about the Network cross my mind each day. That this is not a complaint, simply the reality that I voluntarily undertake at this time in my life. I wouldn’t have it any other way.
[End of Article.
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